Analysis
A debt-to-earnings ratio of 0.72 sits right at the edge of what's considered manageable, but the real concern here is the dramatic gap between what peer social sciences programs nationally suggest ($37,459) and what Tennessee's few reporting programs actually deliver ($61,389 at Vanderbilt). Le Moyne-Owen serves a predominantly low-income student body—71% receive Pell grants—and without actual earnings data for its graduates, you're left wondering whether outcomes follow national patterns or fall short. At an estimated $26,975 in debt, repayment would consume roughly 11% of first-year income if earnings match the national median, but that's a much heavier burden if actual results come in lower.
What complicates the picture is that Tennessee has only three schools reporting social sciences bachelor's outcomes, making state comparisons unreliable. The national benchmark suggests modest but viable starting salaries, though social sciences careers often require graduate degrees for significant earnings growth. For a family already stretching financially, the question becomes whether this specific program prepares graduates for either immediate employment at competitive wages or successful admission to graduate school. Without concrete data from Le Moyne-Owen itself, you're making this investment based on assumptions drawn from dissimilar institutions. Before committing, demand transparent placement and earnings information directly from the college—where graduates work, what they earn, and how many pursue advanced degrees.
Where Le Moyne-Owen College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Tennessee
Social Sciences bachelors's programs at peer institutions in Tennessee (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,076 | $37,459* | — | $26,975* | — | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Le Moyne-Owen College, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.