Median Earnings (1yr)
$12,627
13th percentile (25th in KY)
Median Debt
$12,679
29% above national median
Debt-to-Earnings
1.00
Elevated
Sample Size
32
Adequate data

Analysis

Lindsey Institute graduates earn less than three-quarters of cosmetology programs in Kentucky, and the numbers are stark: $12,627 in the first year means taking home roughly $1,050 per month before taxes. Even four years out, when earnings reach $19,198, graduates still earn below what many Kentucky cosmetology students make in their first year. Compare this to PJ's College of Cosmetology right in Bowling Green, where graduates start at $21,439β€”nearly 70% higher.

The debt burden of $12,679 might seem manageable in absolute terms, but it equals a full year's initial earnings, which creates real financial strain when you're making barely above minimum wage. Kentucky's cosmetology programs typically carry similar debt loads (state median: $12,850), but most deliver better earning outcomes from the start. While the 52% earnings growth from year one to year four shows career progression is possible, you're still playing catch-up to where graduates from stronger programs begin.

For a profession where licensing matters more than the school name on your certificate, choosing the right program makes a tangible difference. If you're set on cosmetology, the other Bowling Green option or the Paul Mitchell schools in Louisville and Lexington appear to offer better financial starting points for roughly the same investment.

Where Lindsey Institute of Cosmetology Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Lindsey Institute of CosmetologyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lindsey Institute of Cosmetology graduates compare to all programs nationally

Lindsey Institute of Cosmetology graduates earn $13k, placing them in the 13th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Cosmetology certificate's programs at peer institutions in Kentucky (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lindsey Institute of Cosmetology$12,627$19,198$12,6791.00
PJ's College of Cosmetology-Bowling Green$21,439$20,857$10,6670.50
Paul Mitchell the School-Louisville$20,033$23,572$12,5830.63
Ideal Beauty Academy$19,513$18,702$8,4010.43
Paul Mitchell the School-Lexington$18,950$18,824$16,5000.87
Empire Beauty School-Florence$18,408$20,474$15,7650.86
National Median$17,113β€”$9,8620.58

Other Cosmetology Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
PJ's College of Cosmetology-Bowling Green
Bowling Green
β€”$21,439$10,667
Paul Mitchell the School-Louisville
Louisville
β€”$20,033$12,583
Ideal Beauty Academy
Louisville
β€”$19,513$8,401
Paul Mitchell the School-Lexington
Lexington
β€”$18,950$16,500
Empire Beauty School-Florence
Florence
β€”$18,408$15,765

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lindsey Institute of Cosmetology, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.