Analysis
A debt-to-earnings ratio of 0.77 looks manageable on paper, but that's only if the national estimates hold true for Lipscomb's specific program. Based on comparable bachelor's programs nationwide, graduates typically start around $35,000 and carry $27,000 in debt—numbers that would put this roughly in line with national norms for health sciences degrees. However, Tennessee's health services market tells a different story: the state median for these programs sits at just $26,734, nearly $9,000 below the national figure. That gap matters when you're budgeting loan payments on an entry-level healthcare salary.
The challenge with Lipscomb's program is that we're working entirely from estimates—both the earnings and debt figures are extrapolated from peer institutions because too few graduates reported data. This isn't unusual for smaller programs, but it does mean you're making a significant financial decision without knowing whether Lipscomb's graduates actually match these benchmarks or fall closer to Tennessee's lower state average. At a 67% admission rate with stronger-than-typical SAT scores, Lipscomb attracts solid students, but that doesn't guarantee the program delivers competitive career outcomes in Tennessee's healthcare market.
If your child is committed to health services, push Lipscomb's career services office for concrete placement data: which employers hire their graduates, what specific roles they enter, and actual starting salaries in Nashville's healthcare systems. Without that program-specific evidence, you're essentially betting $27,000 that this degree will outperform the Tennessee average.
Where Lipscomb University Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Tennessee
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Tennessee (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,824 | $35,279* | — | $27,000* | — | |
| $22,690 | $26,734* | — | $26,000* | 0.97 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lipscomb University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.