Median Earnings (1yr)
$40,328
40th percentile (40th in IA)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
49
Adequate data

Analysis

Loras College's education program starts below both state and national medians for teacher earnings, with graduates earning $40,328 initially—about $2,400 less than the typical Iowa education graduate. More concerning, earnings actually decline to $37,734 by year four, while most teachers see modest raises as they gain experience and move up district pay scales. This puts Loras in the bottom half statewide, trailing competitors like Iowa State and University of Iowa by roughly $8,000 annually.

The debt burden itself isn't problematic at $27,000, which matches both state and national medians. But paired with below-average earnings that move in the wrong direction, the financial picture becomes tighter than necessary. Iowa has 27 education programs, and at least five offer demonstrably better earning potential while maintaining similar or lower debt levels.

For families committed to teaching careers in Iowa, this program delivers certification but not a financial advantage. The moderate sample size suggests stable data, so these outcomes likely reflect consistent patterns. If Loras offers unique appeal—perhaps location in Dubuque or specific teaching methodologies—families should weigh those factors against a $5,000-8,000 annual earnings gap compared to top Iowa programs. Otherwise, state university options provide stronger returns on the same debt investment.

Where Loras College Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Loras CollegeOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Loras College graduates compare to all programs nationally

Loras College graduates earn $40k, placing them in the 40th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Iowa (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Loras College$40,328$37,734$27,0000.67
Morningside University$48,478$43,020$27,0000.56
Grand View University$46,547$44,928$27,0000.58
Luther College$45,691$40,953$27,0000.59
Iowa State University$45,512$44,376$25,0000.55
University of Iowa$45,015$45,931$27,0000.60
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Morningside University
Sioux City
$38,190$48,478$27,000
Grand View University
Des Moines
$33,450$46,547$27,000
Luther College
Decorah
$50,320$45,691$27,000
Iowa State University
Ames
$10,497$45,512$25,000
University of Iowa
Iowa City
$10,964$45,015$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Loras College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 49 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.