Analysis
Applied mathematics programs across the country typically produce first-year earnings around $61,000, and Loyola Maryland's graduates likely fall in that range based on national peer data. With estimated debt of $25,400—modestly above the national median for this major—the 0.42 debt-to-earnings ratio suggests a manageable financial burden. That means graduates would owe roughly 42 cents for every dollar earned in their first year, a reasonable foundation for loan repayment while building a career in a quantitative field.
The caveat matters here: because Loyola's applied math cohort is too small for the Department of Education to publish specific outcomes, we're relying on how similar programs perform elsewhere. What we do know is that applied mathematics tends to open doors in analytics, finance, and technology—sectors with strong demand in Baltimore and beyond. The program's solid admission standards and relatively low Pell enrollment suggest a well-resourced student body, though that means less context about how students from different economic backgrounds fare.
The bottom line: if your child thrives in quantitative work and can keep borrowing close to this estimate, an applied math degree offers versatile career prospects with debt that shouldn't dominate their early career finances. Just recognize you're betting on the program's outcomes mirroring national norms rather than proven track record data from this specific school.
Where Loyola University Maryland Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,480 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Loyola University Maryland, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.