Analysis
A debt-to-earnings ratio of 0.19 puts this program in remarkably solid territory—based on national data from similar associate's programs in fire protection, graduates typically start around $56,000 while carrying roughly $10,000 in debt. That's manageable by any measure, representing less than two months of gross income. The challenge is that both figures are estimated from peer programs nationally, since Luzerne County's graduate cohort is too small for the Department of Education to publish specific outcomes.
What we do know is that fire protection associate's programs nationally show substantial variation in outcomes—the top quarter of programs see first-year earnings above $75,500, suggesting that local job markets and program connections matter considerably. Pennsylvania has eight schools offering this credential, but none with publicly reported graduate outcomes, making it difficult to assess how Luzerne County compares within the state. The national median debt of $11,250 suggests community college fire protection programs generally keep borrowing reasonable, which aligns with Luzerne County's institutional profile serving a significant Pell-eligible population.
For parents, the estimated numbers point to a low-risk financial proposition if your child is committed to firefighting or emergency services. The real question becomes whether Luzerne County's specific connections to Pennsylvania fire departments and municipalities translate to the kind of placement that justifies the investment—something best answered by talking to program administrators about job placement rates and employer partnerships.
Where Luzerne County Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,450 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Luzerne County Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.