Analysis
A debt-to-earnings ratio under 0.5 usually signals manageable finances, but physics graduates from Pennsylvania programs typically earn far more than the national benchmark this estimate draws from. Comparable programs across the state produce median first-year earnings of $68,215—more than $20,000 above what national peer data suggests for Lycoming. That gap matters considerably when you're carrying $23,000 in debt.
Physics is a field where institutional resources and research opportunities significantly shape outcomes, and Lycoming's modest admit rate and test scores suggest a different student body than Pennsylvania's research universities. The estimated $47,670 starting salary would still cover loan payments, but it's worth investigating why Pennsylvania physics programs generally launch graduates into substantially higher-earning positions. Location and employer access in central Pennsylvania versus Philadelphia or Pittsburgh corridors could explain some of this difference.
Before committing to this program, ask Lycoming's physics department directly about their graduates' actual placement outcomes and starting salaries. If their students are securing the research roles, engineering positions, or graduate school admissions that typically follow a physics degree, they should have that data even if federal reporting requirements suppressed it. The estimated numbers suggest adequate but not exceptional value—knowing where Lycoming's graduates actually land would clarify whether this program delivers on physics' usual career advantages.
Where Lycoming College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,675 | $47,670* | — | $23,120* | — | |
| $66,104 | $68,215* | — | —* | — | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lycoming College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.