Analysis
A debt-to-earnings ratio of 0.74 is manageable territory for a bachelor's degree, though estimates from peer programs suggest Mary Baldwin's social sciences graduates will need discipline with their finances. At $27,000 in estimated debt against first-year earnings around $36,000, this program appears aligned with what similar bachelor's programs produce nationally. The national median debt for social sciences degrees is actually slightly lower at $25,500, meaning Mary Baldwin students may be taking on incrementally more—though still within reasonable bounds.
The real question is trajectory. Social sciences degrees often serve as foundations for graduate work or pivot points into various career paths, and these estimated first-year earnings reflect entry-level positions that may not capture the full picture. With nearly half of students receiving Pell grants, affordability matters here, and that $27,000 debt load—while not alarming—represents real monthly payments that will compete with rent and other post-college expenses.
For parents, this comes down to your child's post-graduation plans. If they're eyeing graduate school, law school, or other credentials, adding this debt to future borrowing requires careful calculation. If they're entering the workforce directly, comparable programs suggest they'll earn enough to manage the debt, but there's little cushion for missteps. The limited data here means you're relying on estimates rather than Mary Baldwin's actual track record—worth acknowledging as you weigh this investment.
Where Mary Baldwin University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,157 | $36,279* | — | $27,000* | — | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | — | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $11,380 | $45,509* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mary Baldwin University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.