Analysis
A $27,000 debt load for a social sciences degree might seem reasonable at first glance, but the estimated first-year earnings of $42,844—derived from peer Pennsylvania programs—puts this borrowing in clearer perspective. That debt-to-earnings ratio of 0.63 means graduates would be devoting roughly 63% of their first year's salary just to match their debt burden, translating to potentially challenging monthly payments relative to an entry-level social sciences income. While peer programs across Pennsylvania cluster around these same figures, suggesting this reflects the broader reality for social sciences graduates in the state rather than any particular weakness at Marywood, it doesn't change the financial squeeze facing recent graduates.
The estimated earnings do exceed the national median for social sciences programs by about $6,500, which matters—Pennsylvania's relatively stronger outcomes in this field provide some cushion. But context is critical here: we're comparing estimates to benchmarks, and the actual outcomes for Marywood graduates remain unknown due to small sample sizes. Indiana University of Pennsylvania reports actual earnings above $45,000 for their social sciences graduates, demonstrating what's possible at comparable state institutions.
For families weighing this investment, the core challenge is clear: you're looking at substantial debt for a credential that, based on similar programs, positions graduates in the lower-middle range of professional earnings. If your child has compelling reasons to pursue social sciences specifically at Marywood—strong faculty relationships, particular research opportunities, geographic ties—understand you're likely financing a degree that will require careful budgeting in those early career years.
Where Marywood University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Social Sciences bachelors's programs at peer institutions in Pennsylvania (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,570 | $42,844* | — | $27,000* | — | |
| $11,380 | $45,509* | — | —* | — | |
| $12,262 | $42,844* | $46,334 | $27,000* | 0.63 | |
| $17,850 | $35,568* | $40,622 | $27,000* | 0.76 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Marywood University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in PA. Actual outcomes may vary.