Median Earnings (1yr)
$55,702
95th percentile
Median Debt
$25,000
4% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
83
Adequate data

Analysis

Massachusetts Maritime Academy's emergency services program sits in an unusual position: it dramatically outperforms the national field (95th percentile) while representing the only such program in Massachusetts. Graduates earn $55,702 within a year—nearly $10,000 above the national median for these degrees—and see strong salary growth to $73,228 by year four. The $25,000 median debt translates to a manageable 0.45 debt-to-earnings ratio, meaning graduates can reasonably expect to repay loans within about six months of first-year salary.

The unique challenge here is context. With only one Massachusetts program in the data, that "60th percentile" state ranking is essentially meaningless—you're comparing the program to itself. What matters more is how these graduates fare against the broader emergency services job market. A first-year salary approaching $56,000 positions graduates competitively for federal law enforcement, maritime security, or firefighting roles, particularly given the academy's specialized maritime focus and the robust security apparatus around Massachusetts ports.

For parents evaluating this program, the combination of strong national standing, reasonable debt load, and solid earnings trajectory makes this a defensible investment—assuming the student is genuinely committed to a career in emergency services or homeland security. The 95% admission rate suggests accessibility, though the specialized nature of the academy means it's self-selecting for students drawn to maritime-related public safety careers.

Where Massachusetts Maritime Academy Stands

Earnings vs. debt across all homeland security, law enforcement, firefighting bachelors's programs nationally

Massachusetts Maritime AcademyOther homeland security, law enforcement, firefighting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Massachusetts Maritime Academy graduates compare to all programs nationally

Massachusetts Maritime Academy graduates earn $56k, placing them in the 95th percentile of all homeland security, law enforcement, firefighting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Homeland Security, Law Enforcement, Firefighting bachelors's programs at peer institutions in Massachusetts

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Massachusetts Maritime Academy$55,702$73,228$25,0000.45
National Median$46,440—$24,1110.52

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Maritime Academy, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 83 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.