2026 ROI Award Winner
Median Earnings (1yr)
$21,521
5th percentile
80th percentile in Puerto Rico
Median Debt
$3,500
66% below national median

Analysis

The stark disconnect between national and state-level performance reveals everything about this program's value. While Mech-Tech's HVAC graduates earn just $21,521 initially—placing them in the bottom 5% nationally—they rank in the 80th percentile among Puerto Rico programs, significantly outperforming the island's median of $17,204. The $3,500 debt load translates to a remarkably low debt-to-earnings ratio of 0.16, meaning graduates owe less than two months' salary.

What makes this program work financially is the regional wage reality combined with minimal debt burden. HVAC technicians in Puerto Rico earn roughly 60% less than their mainland counterparts, but Mech-Tech students aren't taking on mainland-sized debt to get there. The 16% earnings growth to $25,024 by year four shows steady improvement, and serving 92% Pell-eligible students, the school demonstrates this career path remains accessible to Puerto Rico's working-class families without creating financial strain.

For Puerto Rico residents planning to work locally, this represents a practical entry point into skilled trades. The debt is manageable on day one, and earnings trajectory trends upward. However, families should understand that even the island's top HVAC program (NUC University at $32,953) earns below the mainland's 25th percentile—this is fundamentally about accepting Puerto Rico's wage structure while avoiding debt that assumes mainland earnings.

Where Mech-Tech College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Earnings Distribution

How Mech-Tech College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Mech-Tech College$21,521$25,024+16%
Perry Technical Institute$57,782$67,583+17%
St Cloud Technical and Community College$57,178$64,995+14%
Institute for Business and Technology$41,695$64,593+55%
NUC University$32,953$38,980+18%

Compare to Similar Programs in Puerto Rico

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Puerto Rico (9 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mech-Tech CollegeCaguas$11,394$21,521$25,024$3,5000.16
NUC UniversityBayamon$8,054$32,953$38,980$13,8450.42
Automeca Technical College-AguadillaAguadilla$8,895$17,204—$4,0000.23
Automeca Technical College-BayamonBayamon$8,895$17,204—$4,0000.23
Automeca Technical College-CaguasCaguas$8,895$17,204—$4,0000.23
Automeca Technical College-PoncePonce$8,895$17,204—$4,0000.23
National Median—$35,749—$10,2230.29

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mech-Tech College, approximately 92% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.