Median Earnings (1yr)
$27,413
52nd percentile (60th in CA)
Median Debt
$9,300
1% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
87
Adequate data

Analysis

Merced College's Liberal Arts certificate starts at typical earnings but then sees graduates making $5,000 less four years later—a concerning trajectory that deserves scrutiny. While first-year earnings of $27,413 land right at the state median (60th percentile among California programs), the 17% decline by year four suggests graduates may be cycling through entry-level positions rather than building careers. For comparison, the top California programs in this field—several San Diego community colleges—produce graduates earning $31,000-$34,000, demonstrating that community college certificates can lead to better outcomes.

The debt load here is manageable at $9,300, roughly equal to the national benchmark, though notably higher than California's median of $7,456. The real challenge isn't the debt itself but what happens afterward. This pattern of declining earnings is unusual even for general studies programs, which typically show modest growth or stability. The moderate sample size suggests these results are reasonably reliable, not statistical noise.

For parents, the question is whether this certificate serves as a stepping stone to a bachelor's degree or functions as a standalone credential. If it's meant to launch a career immediately, the backwards earnings trajectory is a red flag. If your child plans to transfer to a four-year program, this might work as an affordable first step—but in that case, focus on transfer rates and articulation agreements rather than the certificate's standalone earning power.

Where Merced College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities certificate's programs nationally

Merced CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Merced College graduates compare to all programs nationally

Merced College graduates earn $27k, placing them in the 52th percentile of all liberal arts and sciences, general studies and humanities certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Liberal Arts and Sciences, General Studies and Humanities certificate's programs at peer institutions in California (111 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Merced College$27,413$22,633$9,3000.34
East Los Angeles College$33,628$41,868$5,7010.17
San Diego Mesa College$33,015$35,843$6,1250.19
San Diego City College$32,438$37,781$7,9350.24
San Diego Miramar College$31,804$43,527$6,5000.20
Santiago Canyon College$31,050$42,978$5,5000.18
National Median$27,024—$9,3750.35

Other Liberal Arts and Sciences, General Studies and Humanities Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
East Los Angeles College
Monterey Park
$1,238$33,628$5,701
San Diego Mesa College
San Diego
$1,150$33,015$6,125
San Diego City College
San Diego
$1,150$32,438$7,935
San Diego Miramar College
San Diego
$1,150$31,804$6,500
Santiago Canyon College
Orange
$1,164$31,050$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Merced College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.