Analysis
A debt-to-earnings ratio of 0.44 positions this health professions associate's degree in competitive territory. Based on comparable programs nationally, graduates can expect around $35,200 in first-year earnings against roughly $15,400 in debt—meaning less than six months of income to cover the full loan balance. That's a manageable starting point, though the earnings figure itself is modest for the New Jersey market where living costs run considerably higher than most states.
The challenge here is context. Health professions is a broad umbrella that includes everything from medical assisting to respiratory therapy to diagnostic imaging—fields with wildly different salary trajectories. Without knowing which specific concentration Mercer County emphasizes, it's difficult to gauge whether $35,200 represents a compressed first-year figure that will grow substantially or a plateau. Similar programs nationally show relatively tight clustering (the 75th percentile is only $1,000 higher), suggesting limited upward variation, though individual career paths within health professions can diverge significantly after initial credentialing.
For New Jersey families, the key question is whether this program leads to credentials competitive in the state's robust healthcare market. With only three schools offering this associate's degree in New Jersey and no reported outcomes data from any of them, you'll need to dig into exactly what certifications or licenses this program provides and verify those align with hiring requirements at regional health systems where your child hopes to work.
Where Mercer County Community College Stands
Earnings vs. debt across all health professions associates's programs nationally
Compare to Similar Programs Nationally
Health Professions associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,082 | $35,232* | — | $15,440* | — | |
| $21,198 | $48,291* | — | $39,835* | 0.82 | |
| $8,400 | $41,350* | $51,205 | $8,358* | 0.20 | |
| $4,550 | $36,180* | $39,058 | $22,513* | 0.62 | |
| $5,856 | $35,765* | $44,497 | $12,950* | 0.36 | |
| $13,630 | $35,232* | — | $17,930* | 0.51 | |
| National Median | — | $35,232* | — | $17,930* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercer County Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 9 similar programs. Actual outcomes may vary.