Analysis
Mercy University's Human Services program lands squarely in the middle nationally but underperforms within New York, where graduates typically earn about $1,200 more per year. Starting at $37,274, graduates earn roughly what they would at the national median, yet fall into the 40th percentile among the state's 16 programs. This gap matters because New York's higher cost of living makes that state median a more relevant benchmark than national figures—and several comparable schools, including CUNY's City Tech and St. Joseph's, consistently place graduates $4,000-6,000 higher.
The debt picture offers some relief: at $28,500, it's actually below both state and national medians for this field. With a debt-to-earnings ratio of 0.76, graduates should be able to manage payments, though the combination of modest starting salaries and New York's expenses will require careful budgeting. The 7% earnings growth over four years is steady but won't dramatically change the financial equation.
For families considering this program, the value proposition depends heavily on alternatives. If your child can access CUNY or St. Joseph's at similar cost, those appear to offer better earnings outcomes. However, with nearly half of students receiving Pell grants, Mercy clearly serves a population that may value its accessibility and reasonable debt burden. This program won't lead to financial struggle, but it also won't provide the earning power that other New York programs deliver in the same field.
Where Mercy University Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Distribution
How Mercy University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mercy University | $37,274 | $39,753 | +7% |
| California State University-Monterey Bay | $37,501 | $52,771 | +41% |
| CUNY New York City College of Technology | $42,839 | $48,162 | +12% |
| Elmira College | $35,437 | $42,107 | +19% |
| Touro University | $41,021 | $39,038 | -5% |
Compare to Similar Programs in New York
Human Services bachelors's programs at peer institutions in New York (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $22,106 | $37,274 | $39,753 | $28,500 | 0.76 | |
| $34,535 | $43,105 | — | $35,750 | 0.83 | |
| $7,332 | $42,839 | $48,162 | $9,000 | 0.21 | |
| $63,061 | $41,551 | — | $26,273 | 0.63 | |
| $21,810 | $41,021 | $39,038 | $31,525 | 0.77 | |
| $17,922 | $36,940 | — | $31,000 | 0.84 | |
| National Median | — | $36,630 | — | $31,573 | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.