Median Earnings (1yr)
$37,274
55th percentile (40th in NY)
Median Debt
$28,500
10% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
129
Adequate data

Analysis

Mercy University's Human Services program lands squarely in the middle nationally but underperforms within New York, where graduates typically earn about $1,200 more per year. Starting at $37,274, graduates earn roughly what they would at the national median, yet fall into the 40th percentile among the state's 16 programs. This gap matters because New York's higher cost of living makes that state median a more relevant benchmark than national figures—and several comparable schools, including CUNY's City Tech and St. Joseph's, consistently place graduates $4,000-6,000 higher.

The debt picture offers some relief: at $28,500, it's actually below both state and national medians for this field. With a debt-to-earnings ratio of 0.76, graduates should be able to manage payments, though the combination of modest starting salaries and New York's expenses will require careful budgeting. The 7% earnings growth over four years is steady but won't dramatically change the financial equation.

For families considering this program, the value proposition depends heavily on alternatives. If your child can access CUNY or St. Joseph's at similar cost, those appear to offer better earnings outcomes. However, with nearly half of students receiving Pell grants, Mercy clearly serves a population that may value its accessibility and reasonable debt burden. This program won't lead to financial struggle, but it also won't provide the earning power that other New York programs deliver in the same field.

Where Mercy University Stands

Earnings vs. debt across all human services bachelors's programs nationally

Mercy UniversityOther human services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $37k, placing them in the 55th percentile of all human services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Human Services bachelors's programs at peer institutions in New York (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$37,274$39,753$28,5000.76
St. Joseph's University-New York$43,105$35,7500.83
CUNY New York City College of Technology$42,839$48,162$9,0000.21
Syracuse University$41,551$26,2730.63
Touro University$41,021$39,038$31,5250.77
Monroe University$36,940$31,0000.84
National Median$36,630$31,5730.86

Other Human Services Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
St. Joseph's University-New York
Brooklyn
$34,535$43,105$35,750
CUNY New York City College of Technology
Brooklyn
$7,332$42,839$9,000
Syracuse University
Syracuse
$63,061$41,551$26,273
Touro University
New York
$21,810$41,021$31,525
Monroe University
Bronx
$17,922$36,940$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.