Median Earnings (1yr)
$36,726
44th percentile (60th in NY)
Median Debt
$26,978
6% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
83
Adequate data

Analysis

Mercy University's Social Sciences program performs better relative to New York peers than you might expect—landing at the 60th percentile statewide, above the state median of $35,607. With graduates earning $36,726 initially and carrying $26,978 in debt, the program offers a more manageable financial picture than many competing options, particularly given that 47% of students receive Pell grants. The debt-to-earnings ratio of 0.73 means graduates owe roughly nine months' salary, which is reasonable for a bachelor's degree.

The significant concern here is stagnation: earnings essentially flatline between year one and year four at around $36,500. Most graduates see income growth during those crucial early career years, but this cohort shows none. Whether this reflects limited career advancement in the social sciences field broadly, or graduates struggling to find professional roles that utilize their degree, the pattern suggests you'll need to think carefully about graduate school or additional credentials to boost earning potential beyond the entry level.

For an accessible New York school serving a substantial number of lower-income students, Mercy delivers middle-of-the-pack outcomes at a manageable debt level. Just recognize that your child will likely start near where they'll be in year four—unless they pursue further education or pivot into a specific career track with clearer advancement potential.

Where Mercy University Stands

Earnings vs. debt across all social sciences bachelors's programs nationally

Mercy UniversityOther social sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $37k, placing them in the 44th percentile of all social sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Social Sciences bachelors's programs at peer institutions in New York (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$36,726$36,556$26,9780.73
New York University$49,016$64,549$27,0000.55
Manhattan University$41,062$85,294$26,0800.64
Touro University$40,111$38,937$33,9370.85
St. Joseph's University-New York$34,488$45,948$24,5000.71
University at Buffalo$28,844$46,357$21,0000.73
National Median$37,459—$25,5000.68

Other Social Sciences Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
New York University
New York
$60,438$49,016$27,000
Manhattan University
Riverdale
$50,850$41,062$26,080
Touro University
New York
$21,810$40,111$33,937
St. Joseph's University-New York
Brooklyn
$34,535$34,488$24,500
University at Buffalo
Buffalo
$10,782$28,844$21,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 83 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.