Analysis
A debt-to-earnings ratio of 0.20 is excellent by any measure, and based on comparable fire protection certificate programs nationally, Meridian's offering appears positioned to deliver solid value. The estimated $9,557 in debt would take just under two months of pre-tax earnings to repay—assuming median first-year earnings around $47,000—which puts graduates on remarkably stable financial footing compared to most credential programs.
Fire protection represents a specialized technical field with consistent demand, and certificate programs like this one typically serve as efficient pathways into municipal fire services, industrial safety roles, or emergency management positions. The 40% Pell grant rate at Meridian suggests this program attracts students who need education to translate quickly into income, and the debt numbers indicate the college structures the credential to be completable without excessive borrowing. What's less certain is how Mississippi's specific labor market for fire protection compares to national patterns, particularly given this is the only program of its kind reported in the state.
The clearest takeaway: if your child is committed to fire protection as a career path, a certificate program with this debt-to-earnings profile—even estimated—represents a low-risk educational investment. The concern would be if they're uncertain about the field itself, since specialized certificates offer less flexibility than broader credentials.
Where Meridian Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,932 | $47,024* | — | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Meridian Community College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.