Analysis
Is a bachelor's degree in interdisciplinary studies worth $26,000 in debt when the specific outcomes from Merrimack aren't publicly available? Based on what similar programs across Massachusetts produce, this looks like a reasonable middle-of-the-road investment, though not a standout. With estimated first-year earnings around $41,600—right at the state median—and debt that's slightly below the typical $26,000 for comparable Massachusetts programs, graduates would be looking at manageable monthly payments relative to their starting salary.
The debt-to-earnings ratio of 0.62 suggests loan payments would consume a meaningful but not overwhelming portion of early-career income. Programs at nearby schools like BU and Brandeis report considerably higher earnings ($54,000-$52,000), but those institutions serve different student populations and likely have different program focuses under the broad "interdisciplinary studies" umbrella. What matters more is that peer programs in Massachusetts consistently produce earnings sufficient to service this level of debt without extreme financial strain.
The uncertainty here is real—we're working from state medians, not Merrimack-specific outcomes—but the fundamentals look solid enough if your child has a clear plan for what they'll do with an interdisciplinary degree. This credential's value depends heavily on what students build around it: internships, networks, and focused career preparation matter more than for professionally-oriented majors. If those pieces are in place, the estimated financial picture shouldn't be the dealbreaker.
Where Merrimack College Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Massachusetts (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,786 | $41,583* | — | $25,987* | — | |
| $65,168 | $54,456* | — | $22,625* | 0.42 | |
| $64,946 | $51,615* | — | —* | — | |
| $17,357 | $47,762* | $46,113 | $29,309* | 0.61 | |
| $60,850 | $41,820* | $48,040 | $27,000* | 0.65 | |
| $46,686 | $41,346* | $46,631 | $27,000* | 0.65 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Merrimack College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in MA. Actual outcomes may vary.