Analysis
Miami Dade College's fire protection program shows promising financial fundamentals, though the numbers here are estimates based on peer programs nationally. With estimated debt around $10,370 and first-year earnings near $56,000, the debt-to-earnings ratio of 0.19 suggests graduates could manage repayment within months rather than years—a solid foundation for what's essentially a career-ready technical credential.
What's particularly interesting is the gap between these national estimates and what we see from actual Florida programs. Valencia College, the one state program with reported data, shows graduates earning $45,657—about $10,000 less than the national median suggests. Florida's fire protection market may simply pay differently than the national average, or there may be variation in how programs track graduates. Either way, the lower Florida benchmark should temper expectations while still representing manageable debt levels relative to income.
The practical takeaway: even at the lower Florida earnings figure, this program appears financially viable. A debt load under $11,000 paired with full-time employment in a stable public safety field creates room for error. The exact outcome depends heavily on where graduates find work—municipal fire departments versus private fire protection companies, for instance—but the fundamentals point toward a credential that won't create financial burden, particularly for the 45% of students here receiving Pell grants who need career pathways with minimal debt exposure.
Where Miami Dade College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Florida
Fire Protection associates's programs at peer institutions in Florida (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,838 | $56,004* | — | $10,370* | — | |
| $2,474 | $45,657* | — | $8,000* | 0.18 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami Dade College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.