Analysis
Based on peer programs nationally, Miami Dade College's funeral service program appears positioned to deliver solid financial outcomes, though Florida-specific data suggests students at comparable institutions typically earn more. Similar programs across the country produce first-year earnings around $44,700, while the state median sits higher at $48,929—a gap worth noting since funeral directors' earnings often reflect local market conditions and cost of living.
The estimated $17,063 in debt represents a manageable burden for this field, coming in well below both the national and state medians for mortuary science programs. With a debt-to-earnings ratio of 0.38, graduates from comparable programs typically face debt equal to about five months of gross income—a reasonable threshold for an associate degree leading to a licensed profession. Miami Dade's significant Pell enrollment (45%) suggests the program serves students who may be particularly debt-sensitive, making the relatively modest borrowing especially relevant.
The practical challenge is that these estimates don't reflect Miami Dade's specific graduate outcomes, and the single other Florida school with reported data shows noticeably higher earnings. Before committing, verify the program's licensing exam pass rates and job placement figures, and consider whether Miami's funeral service market can support entry-level earnings closer to the state median. If your child can complete the program near the estimated debt level and secure licensure quickly, the fundamentals look workable for entering a stable, recession-resistant profession.
Where Miami Dade College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs in Florida
Funeral Service and Mortuary Science associates's programs at peer institutions in Florida (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,838 | $44,695* | — | $17,063* | — | |
| $2,682 | $48,929* | — | $22,898* | 0.47 | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami Dade College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.