Liberal Arts and Sciences, General Studies and Humanities at Miami University-Middletown
Bachelor's Degree
Analysis
Miami University-Middletown's liberal arts program hits its mark financially, with first-year earnings of $40,556 placing it above 70% of similar programs nationally. The debt load of $31,000—lower than 83% of comparable programs—creates a manageable 0.76 debt-to-earnings ratio. This is solid ground for a general studies degree, though parents should note that earnings in Ohio for this field cluster tightly around $40,000 regardless of institution.
The concern here is minimal growth: earnings inch up just $1,000 over four years to $41,606. Compare this to Ohio State's liberal arts graduates who start at $43,393, or even Xavier's at $47,064, and the gap likely widens rather than closes over time. While Middletown's program costs less upfront, that modest salary ceiling means the initial advantage diminishes as careers progress.
For a student planning to stay in Ohio and needing an affordable path to a bachelor's degree, this program delivers reasonable value—you're looking at manageable debt and first-year earnings that match the state median. But if your child has options at more selective Ohio schools, the higher starting salaries at places like Ohio State or Xavier typically justify the additional investment for liberal arts majors.
Where Miami University-Middletown Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Miami University-Middletown graduates compare to all programs nationally
Miami University-Middletown graduates earn $41k, placing them in the 70th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Ohio (61 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Miami University-Middletown | $40,556 | $41,606 | $31,000 | 0.76 |
| Xavier University | $47,064 | $58,310 | $23,250 | 0.49 |
| Antioch University | $46,487 | $44,094 | $29,832 | 0.64 |
| Ohio State University-Main Campus | $43,393 | $38,118 | $21,250 | 0.49 |
| Kent State University at East Liverpool | $41,205 | $43,439 | $31,963 | 0.78 |
| Kent State University at Ashtabula | $41,205 | $43,439 | $31,963 | 0.78 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Xavier University Cincinnati | $48,125 | $47,064 | $23,250 |
| Antioch University Yellow Springs | — | $46,487 | $29,832 |
| Ohio State University-Main Campus Columbus | $12,859 | $43,393 | $21,250 |
| Kent State University at East Liverpool East Liverpool | $7,272 | $41,205 | $31,963 |
| Kent State University at Ashtabula Ashtabula | $7,272 | $41,205 | $31,963 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Middletown, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 87 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.