Median Earnings (1yr)
$40,556
70th percentile (60th in OH)
Median Debt
$31,000
15% above national median
Debt-to-Earnings
0.76
Manageable
Sample Size
87
Adequate data

Analysis

Miami's Liberal Arts program produces graduates earning roughly $41,000 right out of the gate—about $4,200 above the national median for these majors and solidly in the 70th percentile nationally. That's genuinely impressive for a broad-based humanities degree. The $31,000 debt load, while not trivial, translates to a manageable 0.76 debt-to-earnings ratio, meaning graduates owe less than a year's salary. Among Ohio schools offering this program, Miami sits right at the state median, though powerhouse liberal arts programs at Xavier and Antioch pull ahead by $5,000-6,000.

The concerning element here is what happens after that strong start: earnings barely budge over the next three years, growing just 3% to $41,606. While Miami's accessible admission rate (82%) and solid academics (SAT 1313) suggest a good educational foundation, this degree doesn't appear to unlock the kind of career progression you'd hope for. For context, many bachelor's programs see 15-25% earnings growth in those crucial early career years.

For families comfortable with a $31,000 investment and realistic about liberal arts career trajectories, this represents reasonable value—you're getting above-average outcomes for the field without crushing debt. Just understand you're primarily paying for that solid first job placement, not a steep earnings curve afterward.

Where Miami University-Oxford Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Miami University-OxfordOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Oxford graduates compare to all programs nationally

Miami University-Oxford graduates earn $41k, placing them in the 70th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Ohio (61 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Oxford$40,556$41,606$31,0000.76
Xavier University$47,064$58,310$23,2500.49
Antioch University$46,487$44,094$29,8320.64
Ohio State University-Main Campus$43,393$38,118$21,2500.49
Kent State University at East Liverpool$41,205$43,439$31,9630.78
Kent State University at Ashtabula$41,205$43,439$31,9630.78
National Median$36,340$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Xavier University
Cincinnati
$48,125$47,064$23,250
Antioch University
Yellow Springs
$46,487$29,832
Ohio State University-Main Campus
Columbus
$12,859$43,393$21,250
Kent State University at East Liverpool
East Liverpool
$7,272$41,205$31,963
Kent State University at Ashtabula
Ashtabula
$7,272$41,205$31,963

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Oxford, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.