Funeral Service and Mortuary Science at Mid-America College of Funeral Service
Associate's Degree
Analysis
Mid-America's funeral service program generates concerning first-year earnings of just $35,564—nearly $10,000 below the national median and ranking in the bottom 5% of all funeral service programs nationwide. While the $20,437 debt load is manageable in absolute terms (keeping the debt-to-earnings ratio at a reasonable 0.57), graduates are starting well behind their peers. Even within Indiana's limited market of three programs, this one falls short of the state median of $37,506, with Vincennes University graduates earning $9,000 more in their first year.
The program serves a predominantly working-class student body (56% receive Pell grants), making these below-market outcomes particularly problematic. Funeral service is a stable, recession-resistant field with clear career paths, but this program isn't positioning graduates to capture the industry's earning potential. When a specialized vocational degree underperforms both state and national benchmarks this dramatically, it raises questions about placement networks, training quality, or employer relationships.
For families considering this program, the gap between cost and outcomes is real. Your child would graduate with reasonable debt but earning 20% less than typical funeral service graduates nationally. Unless there are compelling geographic or personal reasons to choose Mid-America, Vincennes offers substantially better earnings potential for similar debt.
Where Mid-America College of Funeral Service Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Mid-America College of Funeral Service graduates compare to all programs nationally
Mid-America College of Funeral Service graduates earn $36k, placing them in the 5th percentile of all funeral service and mortuary science associates programs nationally.
Compare to Similar Programs in Indiana
Funeral Service and Mortuary Science associates's programs at peer institutions in Indiana (3 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Mid-America College of Funeral Service | $35,564 | — | $20,437 | 0.57 |
| Vincennes University | $44,581 | — | $15,625 | 0.35 |
| Ivy Tech Community College | $37,506 | $39,244 | $13,219 | 0.35 |
| National Median | $44,695 | — | $20,000 | 0.45 |
Other Funeral Service and Mortuary Science Programs in Indiana
Compare tuition, earnings, and debt across Indiana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Vincennes University Vincennes | $6,886 | $44,581 | $15,625 |
| Ivy Tech Community College Indianapolis | $4,912 | $37,506 | $13,219 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid-America College of Funeral Service, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.