Analysis
A debt-to-earnings ratio of 0.44 is manageable territory for a healthcare associate's degree, though the small sample size at Mid Michigan College means we're relying on national benchmarks to gauge outcomes. Based on comparable programs across the country, graduates typically start around $35,200 annually with roughly $15,400 in debt—numbers that suggest this two-year credential can pay for itself within the first year if graduates find full-time work.
The challenge is understanding what specific healthcare roles this program prepares students for at Mid Michigan versus its peers. Associate's degrees in health professions span everything from medical assisting to dental hygiene to respiratory therapy, with vastly different earning trajectories. The national median puts this squarely in medical assistant or similar support role territory, not the higher-earning licensed positions that can justify more debt. With limited graduate data, it's worth confirming whether this program leads to licensure or certification that opens doors to better-paying positions down the line.
The practical question: Can your child secure employment in their chosen healthcare field near Harrison or wherever they plan to work? If this associate's opens a clear path to employment with room for advancement—either through experience or by laddering into a bachelor's later—the estimated debt load won't be a burden. If it leads to entry-level work that stalls around $35,000 indefinitely, they'll need to be comfortable with that ceiling before enrolling.
Where Mid Michigan College Stands
Earnings vs. debt across all health professions associates's programs nationally
Compare to Similar Programs in Michigan
Health Professions associates's programs at peer institutions in Michigan (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,794 | $35,232* | — | $15,440* | — | |
| $13,630 | $35,232* | — | $17,930* | 0.51 | |
| National Median | — | $35,232* | — | $17,930* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid Michigan College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 9 similar programs. Actual outcomes may vary.