Median Earnings (1yr)
$29,084
75th percentile (80th in TN)
Median Debt
$24,760
2% below national median
Debt-to-Earnings
0.85
Manageable
Sample Size
87
Adequate data

Analysis

Middle Tennessee State University's Fine Arts program achieves something rare: graduates earn more than 80% of other Tennessee art programs despite managing debt below the state median. At $29,084 in first-year earnings, this beats the national average by 18% and outpaces comparable Tennessee programs like UT Knoxville and UT Chattanooga. By year four, earnings climb to $36,484—a 25% increase that's particularly notable in a field where income often stagnates early. The debt load of $24,760 translates to less than one year's mid-career earnings, a manageable burden compared to typical art school debt.

What makes this program stand out is that trajectory. While many art graduates see flat earnings after graduation, MTSU grads show consistent income growth, suggesting they're building sustainable creative careers rather than cycling through gig work. The 68% admission rate and modest test scores indicate this isn't an elite-access program, yet outcomes exceed those at more selective Tennessee schools. For students committed to studio practice, this represents one of the better value propositions in the state—moderate debt paired with earnings growth that actually materializes. The catch is inherent to the field itself: even with strong relative performance, absolute earnings remain modest, so students need either low overhead expectations or plans to supplement creative income.

Where Middle Tennessee State University Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

Middle Tennessee State UniversityOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $29k, placing them in the 75th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Fine and Studio Arts bachelors's programs at peer institutions in Tennessee (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$29,084$36,484$24,7600.85
Lee University$26,598$29,7501.12
University of Memphis$26,451$31,494$28,8501.09
The University of Tennessee-Knoxville$23,661$32,233$27,0001.14
The University of Tennessee-Chattanooga$21,766$41,212$25,0001.15
Tennessee Technological University$19,231$34,767$13,9350.72
National Median$24,742$25,2951.02

Other Fine and Studio Arts Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$26,598$29,750
University of Memphis
Memphis
$10,344$26,451$28,850
The University of Tennessee-Knoxville
Knoxville
$13,484$23,661$27,000
The University of Tennessee-Chattanooga
Chattanooga
$10,144$21,766$25,000
Tennessee Technological University
Cookeville
$10,084$19,231$13,935

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.