Analysis
A $27,000 debt load for a bachelor's degree in social sciences isn't catastrophic, but paired with first-year earnings around $36,300—figures drawn from peer programs nationally since Midland's own graduate outcomes aren't publicly available—it creates a financial stretch that deserves scrutiny. The debt-to-earnings ratio of 0.74 means roughly three-quarters of a year's salary goes toward loans, which is manageable but leaves little cushion for graduates entering fields that often require additional credentials or unpaid internships to advance.
What complicates the picture is Nebraska's limited landscape for social sciences programs—only three bachelor's options statewide means fewer benchmarks to gauge whether Midland's returns justify the investment. The estimated earnings align with national medians for the field, suggesting graduates won't lag behind peers elsewhere, but social sciences degrees often serve as stepping stones to graduate school or careers in education, nonprofits, or public service where early salaries stay modest for years. If your child plans to pursue further education immediately, that debt compounds quickly.
The practical question: Can your family absorb this debt while your child builds toward better-paying opportunities? If they're committed to the region and value Midland's environment, the numbers work—barely. But if graduate school or low-paying entry roles are likely, start planning now for how to minimize borrowing or accelerate repayment, because these estimated figures offer no safety margin for detours.
Where Midland University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,270 | $36,279* | — | $27,000* | — | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | — | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $11,380 | $45,509* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midland University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.