Human Resources Management and Services at Midway University

Based on comparable HR programs nationally, Midway's graduates can expect first-year earnings around $50,361—solidly in line with the national median—but the estimated debt load of $30,016 presents a more challenging picture. That 0.60 debt-to-earnings ratio exceeds both the national median debt for HR programs ($26,625) and what's typical at the only other Kentucky school with reported data (Northern Kentucky at $29,403). For a field where starting salaries hover consistently in the $49,000-$51,000 range across the state, every additional dollar of debt matters.

The fundamentals here aren't alarming—HR is a stable field with clear career paths, and Midway serves a largely Pell-eligible population (46%) who may have limited alternatives. But the estimated debt burden suggests graduates will likely spend several years managing loan payments that consume a meaningful portion of their early-career income. Similar programs nationwide typically graduate students with about $3,400 less debt, which translates to roughly $40 less in monthly payments over a standard ten-year repayment period.

If your child is committed to HR and Midway offers specific advantages—location, flexibility, or strong relationships with Kentucky employers—the numbers don't rule it out. But given that Northern Kentucky produces similar estimated earnings with slightly less debt, you should understand exactly what justifies Midway's premium before committing. The 95% admission rate means alternatives exist; make sure the fit is worth the extra borrowing.