Analysis
A debt-to-earnings ratio of 0.67 suggests reasonable financial footing—borrowers would owe about eight months of their first-year salary. Based on national patterns for multi/interdisciplinary studies bachelor's programs, graduates typically earn around $38,700 in their first year, with debt loads near $26,000. For Midway's student population—nearly half receiving Pell grants—this level of borrowing could represent a significant but potentially manageable investment if those earnings estimates hold true.
The challenge lies in Kentucky's market reality. Similar programs in the state show considerably lower earnings, with the one program reporting actual data (Eastern Kentucky University) placing graduates at just $28,195—about $10,000 below the national median used for Midway's estimate. If Midway's outcomes align more with state patterns than national ones, that same debt load starts to look less comfortable, pushing the ratio above 0.9 and making monthly payments more burdensome.
Without actual outcome data for Midway specifically, families are betting on whether this program performs more like its national peer group or its Kentucky neighbors. The broader field of multi/interdisciplinary studies tends toward varied career paths, which can mean both flexibility and uncertainty. Given the school's 95% admission rate and the modest earnings even successful programs in this field produce, families should know upfront they're working with educated guesses rather than proven track records for this particular program.
Where Midway University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Kentucky
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Kentucky (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
 Midway UniversityMidway | $26,080 | $38,704* | — | $25,878* | — |
 Eastern Kentucky UniversityRichmond | $10,130 | $28,195* | — | $25,495* | 0.90 |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midway University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.