Cosmetology at Miller-Motte College-Chattanooga
Undergraduate Certificate or Diploma
Analysis
Miller-Motte's cosmetology program produces earnings that lag behind both state and national averages, but the debt load remains manageable. Graduates earn $15,003 in their first year compared to Tennessee's median of $17,506 and the national average of $17,113. While this ranks in just the 26th percentile nationally, it performs somewhat better within Tennessee at the 40th percentile—though still below the state median.
The financial picture isn't dire thanks to relatively modest debt levels. At $12,831, student debt exceeds both state and national medians but creates a debt-to-earnings ratio of 0.86, meaning graduates can theoretically pay off their loans in less than a year of earnings. The 23% earnings growth from year one to year four also shows positive momentum, bringing fourth-year earnings to $18,514.
However, comparing Miller-Motte to Tennessee's top performers reveals significant opportunity costs. The best programs in the state produce graduates earning $25,878 or more—nearly $11,000 above Miller-Motte's first-year figure. For parents considering this investment, the program offers affordable entry into cosmetology but with below-average earning potential. Given the abundance of cosmetology schools in Tennessee (47 options), exploring higher-performing alternatives would likely yield better financial returns for your child's career.
Where Miller-Motte College-Chattanooga Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Miller-Motte College-Chattanooga graduates compare to all programs nationally
Miller-Motte College-Chattanooga graduates earn $15k, placing them in the 26th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Miller-Motte College-Chattanooga | $15,003 | $18,514 | $12,831 | 0.86 |
| The Salon Professional Academy-Nashville | $25,878 | $29,204 | $9,833 | 0.38 |
| Tennessee College of Applied Technology-Murfreesboro | $22,176 | — | — | — |
| Image Maker Beauty Institute | $21,451 | — | $11,580 | 0.54 |
| Austin's Beauty College Inc | $20,977 | — | $9,833 | 0.47 |
| Brillare Beauty Institute | $20,885 | — | $7,917 | 0.38 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-Nashville Nashville | — | $25,878 | $9,833 |
| Tennessee College of Applied Technology-Murfreesboro Murfreesboro | — | $22,176 | — |
| Image Maker Beauty Institute Hendersonville | — | $21,451 | $11,580 |
| Austin's Beauty College Inc Clarksville | — | $20,977 | $9,833 |
| Brillare Beauty Institute Cleveland | — | $20,885 | $7,917 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 335 graduates with reported earnings and 421 graduates with debt data. Small samples may not be representative.