Median Earnings (1yr)
$15,003
26th percentile (40th in TN)
Median Debt
$12,831
30% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
335
Adequate data

Analysis

Miller-Motte's cosmetology program produces earnings that lag behind both state and national averages, but the debt load remains manageable. Graduates earn $15,003 in their first year compared to Tennessee's median of $17,506 and the national average of $17,113. While this ranks in just the 26th percentile nationally, it performs somewhat better within Tennessee at the 40th percentile—though still below the state median.

The financial picture isn't dire thanks to relatively modest debt levels. At $12,831, student debt exceeds both state and national medians but creates a debt-to-earnings ratio of 0.86, meaning graduates can theoretically pay off their loans in less than a year of earnings. The 23% earnings growth from year one to year four also shows positive momentum, bringing fourth-year earnings to $18,514.

However, comparing Miller-Motte to Tennessee's top performers reveals significant opportunity costs. The best programs in the state produce graduates earning $25,878 or more—nearly $11,000 above Miller-Motte's first-year figure. For parents considering this investment, the program offers affordable entry into cosmetology but with below-average earning potential. Given the abundance of cosmetology schools in Tennessee (47 options), exploring higher-performing alternatives would likely yield better financial returns for your child's career.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Miller-Motte College-ChattanoogaOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miller-Motte College-Chattanooga graduates compare to all programs nationally

Miller-Motte College-Chattanooga graduates earn $15k, placing them in the 26th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miller-Motte College-Chattanooga$15,003$18,514$12,8310.86
The Salon Professional Academy-Nashville$25,878$29,204$9,8330.38
Tennessee College of Applied Technology-Murfreesboro$22,176
Image Maker Beauty Institute$21,451$11,5800.54
Austin's Beauty College Inc$20,977$9,8330.47
Brillare Beauty Institute$20,885$7,9170.38
National Median$17,113$9,8620.58

Other Cosmetology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Salon Professional Academy-Nashville
Nashville
$25,878$9,833
Tennessee College of Applied Technology-Murfreesboro
Murfreesboro
$22,176
Image Maker Beauty Institute
Hendersonville
$21,451$11,580
Austin's Beauty College Inc
Clarksville
$20,977$9,833
Brillare Beauty Institute
Cleveland
$20,885$7,917

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 335 graduates with reported earnings and 421 graduates with debt data. Small samples may not be representative.