Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio of 0.19 suggests this could be a solid investment, though with an important caveat: both the $56,000 first-year salary and $10,370 debt load are estimates based on national medians from other fire protection associate programs, not actual outcomes from Mineral Area College graduates. The field itself shows substantial earning potential—national data indicates the top quarter of programs produce graduates earning over $75,000—but Missouri's ten fire protection programs likely vary considerably in their connections to fire departments and emergency services agencies.
The estimated debt figure sits slightly below the national median of $11,250 for these programs, which would make sense for a community college in rural Missouri. If accurate, borrowing around $10,000 for training that leads to mid-$50,000s earnings creates manageable repayment, even if actual outcomes fall somewhat short of the estimate. Fire protection careers typically offer strong job security and benefits that raw salary figures don't capture.
The real question is whether Mineral Area College has established pipelines to fire departments in Southeast Missouri and beyond. With no Missouri programs reporting actual data publicly, you'll need to ask the school directly about graduate employment rates, where their completers get hired, and whether the program leads to professional certifications that Missouri fire departments value. The estimated numbers look reasonable, but local hiring patterns matter more than national averages in this field.
Where Mineral Area College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,180 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mineral Area College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.