Liberal Arts and Sciences, General Studies and Humanities at Mineral Area College
Associate's Degree
mineralarea.eduAnalysis
Mineral Area College's general studies associate degree produces earnings that trail both state and national benchmarks, but the modest debt load keeps the program financially viable for students who need an affordable entry point to higher education. First-year graduates earn about $25,500—roughly $2,000 below Missouri's median for similar programs and $1,800 below the national average. Among Missouri's 27 schools offering this degree, Mineral Area ranks around the 40th percentile, placing it solidly in the lower half of the state.
The saving grace here is debt. At just over $8,000, graduates owe significantly less than both the state median ($9,039) and especially the national median ($10,950). That 0.32 debt-to-earnings ratio means students can realistically pay off their loans within a year or two of full-time work. The 22% earnings bump by year four also matters—graduates reach nearly $31,000, closer to their peers at better-performing Missouri schools.
For families prioritizing affordability over earnings potential, this works. Students get credentials without crushing debt, though they should understand they're not positioning themselves for the higher earnings available at places like Three Rivers or East Central College. If your student plans to transfer to a four-year program or just needs cost-effective general education credits, Mineral Area delivers value. If maximizing associate-level earnings matters more, look at those higher-ranked Missouri alternatives.
Where Mineral Area College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How Mineral Area College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mineral Area College | $25,462 | $30,984 | +22% |
| Columbia College | $47,598 | $43,472 | -9% |
| Jefferson College | $24,813 | $38,957 | +57% |
| St Charles Community College | $25,968 | $36,988 | +42% |
| Saint Louis Community College | $25,841 | $35,664 | +38% |
Compare to Similar Programs in Missouri
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Missouri (27 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,180 | $25,462 | $30,984 | $8,273 | 0.32 | |
| $24,326 | $47,598 | $43,472 | $15,960 | 0.34 | |
| $4,860 | $28,645 | $29,030 | $9,039 | 0.32 | |
| $5,544 | $28,365 | $27,076 | $9,500 | 0.33 | |
| $3,630 | $28,092 | $35,215 | $7,321 | 0.26 | |
| $3,888 | $28,037 | $31,704 | $8,000 | 0.29 | |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mineral Area College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 119 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.