Median Earnings (1yr)
$25,462
37th percentile (40th in MO)
Median Debt
$8,273
24% below national median
Debt-to-Earnings
0.32
Manageable
Sample Size
119
Adequate data

Analysis

Mineral Area College's general studies associate degree produces earnings that trail both state and national benchmarks, but the modest debt load keeps the program financially viable for students who need an affordable entry point to higher education. First-year graduates earn about $25,500—roughly $2,000 below Missouri's median for similar programs and $1,800 below the national average. Among Missouri's 27 schools offering this degree, Mineral Area ranks around the 40th percentile, placing it solidly in the lower half of the state.

The saving grace here is debt. At just over $8,000, graduates owe significantly less than both the state median ($9,039) and especially the national median ($10,950). That 0.32 debt-to-earnings ratio means students can realistically pay off their loans within a year or two of full-time work. The 22% earnings bump by year four also matters—graduates reach nearly $31,000, closer to their peers at better-performing Missouri schools.

For families prioritizing affordability over earnings potential, this works. Students get credentials without crushing debt, though they should understand they're not positioning themselves for the higher earnings available at places like Three Rivers or East Central College. If your student plans to transfer to a four-year program or just needs cost-effective general education credits, Mineral Area delivers value. If maximizing associate-level earnings matters more, look at those higher-ranked Missouri alternatives.

Where Mineral Area College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Mineral Area CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mineral Area College graduates compare to all programs nationally

Mineral Area College graduates earn $25k, placing them in the 37th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Missouri (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mineral Area College$25,462$30,984$8,2730.32
Columbia College$47,598$43,472$15,9600.34
Three Rivers College$28,645$29,030$9,0390.32
Missouri State University-West Plains$28,365$27,076$9,5000.33
Metropolitan Community College-Kansas City$28,092$35,215$7,3210.26
East Central College$28,037$31,704$8,0000.29
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia College
Columbia
$24,326$47,598$15,960
Three Rivers College
Poplar Bluff
$4,860$28,645$9,039
Missouri State University-West Plains
West Plains
$5,544$28,365$9,500
Metropolitan Community College-Kansas City
Kansas City
$3,630$28,092$7,321
East Central College
Union
$3,888$28,037$8,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mineral Area College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 119 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.