Est. Earnings (1yr)
$41,295
Est. from national median (14 programs)
Est. Median Debt
$21,644
Est. from national median (11 programs)

Analysis

A debt-to-earnings ratio of 0.52 looks manageable on paper, but the fuller picture warrants scrutiny. Peer geography certificate programs nationally suggest first-year earnings around $41,000 and debt near $22,000—figures that would put this program roughly at national norms. The challenge is that Minnesota State Mankato's comparable program reports actual earnings of $50,000, suggesting Minnesota geography grads might command stronger wages than the national baseline would indicate. If graduates from Moorhead's program land closer to that state figure, the debt burden becomes quite reasonable. If they track closer to the national estimate, you're looking at a credential that barely clears the debt in its first year of earnings.

The certificate format itself deserves consideration. This isn't a four-year degree investment, which keeps both time and money commitments relatively contained. But certificates typically serve as stepping stones or specialized add-ons rather than standalone career credentials. The question becomes whether this particular program opens doors to GIS analyst positions, urban planning roles, or other spatial data careers—or whether it's viewed by employers as insufficient without additional credentials.

Given the sparse actual data, requesting specific placement outcomes from the department would be more valuable than usual. Where do completers actually work? Do they continue to bachelor's programs? Without clearer answers, you're betting that this program performs at least as well as its Minnesota peers rather than settling at the national median.

Where Minnesota State University Moorhead Stands

Earnings vs. debt across all geography and cartography certificate's programs nationally

Compare to Similar Programs in Minnesota

Geography and Cartography certificate's programs at peer institutions in Minnesota (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Minnesota State University MoorheadMoorhead$10,336$41,295*$21,644*
Minnesota State University-MankatoMankato$9,490$50,411**
National Median$41,294*$22,197*0.54
* Estimated from similar programs

Career Paths

Occupations commonly associated with geography and cartography graduates

Geographers

Study the nature and use of areas of the Earth's surface, relating and interpreting interactions of physical and cultural phenomena. Conduct research on physical aspects of a region, including land forms, climates, soils, plants, and animals, and conduct research on the spatial implications of human activities within a given area, including social characteristics, economic activities, and political organization, as well as researching interdependence between regions at scales ranging from local to global.

$97,200/yrJobs growth:Bachelor's degree

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cartographers and Photogrammetrists

Research, study, and prepare maps and other spatial data in digital or graphic form for one or more purposes, such as legal, social, political, educational, and design purposes. May work with Geographic Information Systems (GIS). May design and evaluate algorithms, data structures, and user interfaces for GIS and mapping systems. May collect, analyze, and interpret geographic information provided by geodetic surveys, aerial photographs, and satellite data.

$78,380/yrJobs growth:Bachelor's degree

Surveying and Mapping Technicians

Perform surveying and mapping duties, usually under the direction of an engineer, surveyor, cartographer, or photogrammetrist, to obtain data used for construction, mapmaking, boundary location, mining, or other purposes. May calculate mapmaking information and create maps from source data, such as surveying notes, aerial photography, satellite data, or other maps to show topographical features, political boundaries, and other features. May verify accuracy and completeness of maps.

$51,940/yrJobs growth:High school diploma or equivalent

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

Wind Energy Development Managers

Lead or manage the development and evaluation of potential wind energy business opportunities, including environmental studies, permitting, and proposals. May also manage construction of projects.

Brownfield Redevelopment Specialists and Site Managers

Plan and direct cleanup and redevelopment of contaminated properties for reuse. Does not include properties sufficiently contaminated to qualify as Superfund sites.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State University Moorhead, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 14 similar programs. Actual outcomes may vary.