Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) at Mississippi Gulf Coast Community College
Undergraduate Certificate or Diploma
mgccc.eduAnalysis
In Mississippi's tight labor market for skilled trades, HVAC programs typically launch graduates into steady careers with manageable debt burdens, and Mississippi Gulf Coast Community College's certificate appears to follow this pattern. Based on national benchmarks from similar programs, graduates can expect first-year earnings around $35,749 with estimated debt of $9,298—a debt-to-earnings ratio of 0.26 that suggests the credential pays for itself within four months of work. With 41% of students receiving Pell grants, this program serves a population that needs training to translate quickly into income.
What makes HVAC attractive for many families is the career trajectory: these aren't necessarily peak earnings. Experienced technicians who gain EPA certification and specialize in commercial systems often see substantial pay increases within a few years. The relatively low debt estimate—below the national median for HVAC programs—means graduates aren't burdened while they build experience and credentials. For students who prefer hands-on work over traditional four-year degrees, comparable programs nationwide demonstrate this path can deliver financial stability.
The caveat: these figures come from peer programs, not Mississippi Gulf Coast's actual graduate outcomes, so there's inherent uncertainty about how this specific program performs. Still, HVAC remains one of the more reliable technical credentials, with consistent demand across the Gulf Coast region. If your child is mechanically inclined and wants to enter the workforce quickly, this estimated debt load and earning potential suggest a reasonably safe bet.
Where Mississippi Gulf Coast Community College Stands
Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally
Compare to Similar Programs Nationally
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,950 | $35,749* | — | $9,298* | — | |
| — | $57,782* | $67,583 | $17,146* | 0.30 | |
| $4,957 | $57,178* | $64,995 | $10,394* | 0.18 | |
| $6,182 | $52,870* | — | $13,000* | 0.25 | |
| $4,716 | $52,820* | — | —* | — | |
| $6,780 | $52,345* | — | —* | — | |
| National Median | — | $35,749* | — | $10,223* | 0.29 |
Career Paths
Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mississippi Gulf Coast Community College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 224 similar programs. Actual outcomes may vary.