Analysis
Missouri Baptist's Human Services program graduates carry $29,389 in debt while earning $36,365 their first year out—numbers that track close to national benchmarks but with limited data behind them (fewer than 30 graduates in this cohort). What matters more for Missouri families: this program outperforms the state median by nearly $3,000 annually, placing it in the 60th percentile among Missouri's ten Human Services programs. That's meaningful when you're comparing in-state options and trying to keep tuition manageable.
The debt load sits below both state and national medians, which helps offset the modest starting salary typical of Human Services careers. With a debt-to-earnings ratio of 0.81, graduates should be able to manage their loans without extraordinary financial strain, though they won't have much cushion. The field itself tends toward service work that prioritizes impact over income—counseling, case management, community outreach—so expectations need to align with that reality.
The small sample size means these numbers could shift dramatically with a different cohort, so don't treat them as gospel. If your child is committed to Human Services work and plans to stay in Missouri, this program performs respectably compared to state alternatives. Just make sure they understand they're choosing a career path where financial comfort will come slowly, if at all.
Where Missouri Baptist University Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Distribution
How Missouri Baptist University graduates compare to all programs nationally
Compare to Similar Programs in Missouri
Human Services bachelors's programs at peer institutions in Missouri (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,122 | $36,365 | — | $29,389 | 0.81 | |
| $24,326 | $37,571 | $37,225 | $39,973 | 1.06 | |
| $35,235 | $30,564 | $37,173 | $33,492 | 1.10 | |
| $8,044 | $30,564 | $37,173 | $33,492 | 1.10 | |
| National Median | — | $36,630 | — | $31,573 | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Baptist University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.