Median Earnings (1yr)
$40,324
61st percentile
Median Debt
$26,411
3% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
42
Adequate data

Analysis

Missouri State's Housing and Human Environments program delivers solid outcomes at a manageable price, though it trails the University of Missouri-Columbia within the state. Starting earnings of $40,324 sit above the national median but slightly below Missouri's state median of $41,359, placing graduates in the 40th percentile among the three Missouri schools offering this degree. The debt load of $26,411 is remarkably low—among the most affordable 5% of programs nationally—resulting in a debt-to-earnings ratio of just 0.65. That means graduates can expect to earn back their full debt load in roughly eight months of work.

The 9% earnings growth to $43,838 by year four shows steady career progression in what appears to be a stable field. While these aren't eye-popping salaries, they're respectable for mid-Missouri's cost of living, and the low debt burden means graduates won't be squeezed by loan payments. The moderate sample size of 30-100 graduates suggests this program has enough track record to trust the data without being so large that outliers get lost.

For families seeking an accessible entry point into housing-related careers—whether that's property management, community development, or residential planning—this represents a straightforward value proposition. You're getting above-average national outcomes with below-average debt at an institution that accepts most applicants. The University of Missouri offers slightly better earnings potential, but Missouri State keeps costs contained, which may matter more for budget-conscious families.

Where Missouri State University-Springfield Stands

Earnings vs. debt across all housing and human environments bachelors's programs nationally

Missouri State University-SpringfieldOther housing and human environments programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Missouri State University-Springfield graduates compare to all programs nationally

Missouri State University-Springfield graduates earn $40k, placing them in the 61th percentile of all housing and human environments bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Housing and Human Environments bachelors's programs at peer institutions in Missouri (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Missouri State University-Springfield$40,324$43,838$26,4110.65
University of Missouri-Columbia$42,394$51,285$26,8020.63
National Median$38,637—$25,6830.66

Other Housing and Human Environments Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Missouri-Columbia
Columbia
$14,130$42,394$26,802

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri State University-Springfield, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.