Median Earnings (1yr)
$31,960
95th percentile (60th in CA)
Median Debt
$9,036
5% above national median
Debt-to-Earnings
0.28
Manageable
Sample Size
31
Adequate data

Analysis

Modesto Junior College's Biological and Physical Sciences associate degree demonstrates exceptional value for students planning to transfer or enter technical fields. While first-year earnings of $32,000 place this program in the 95th percentile nationally and well above California's state median of $25,810, the real story is what happens by year four: earnings jump 80% to $57,371. This trajectory suggests graduates are successfully leveraging the degree as a springboard—likely transferring to four-year programs or moving into higher-skilled positions that value their foundation in the sciences.

The financial picture is particularly compelling. At $9,036 in median debt, students leave owing just 28% of their first-year salary, an exceptionally manageable burden that's roughly on par with both national and state averages. This low debt combined with strong earning potential creates real financial flexibility early in a graduate's career. Among California's 107 programs in this field, Modesto ranks solidly in the 60th percentile—middle of the pack for the state but still outperforming most programs nationwide.

For families considering this path, the numbers indicate a strong return on investment, especially if the student plans to continue their education. The combination of affordable debt and impressive earnings growth suggests graduates are well-positioned for next steps, whether that's transferring to a UC or CSU system or entering the workforce with marketable technical skills.

Where Modesto Junior College Stands

Earnings vs. debt across all biological and physical sciences associates's programs nationally

Modesto Junior CollegeOther biological and physical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Modesto Junior College graduates compare to all programs nationally

Modesto Junior College graduates earn $32k, placing them in the 95th percentile of all biological and physical sciences associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Biological and Physical Sciences associates's programs at peer institutions in California (107 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Modesto Junior College$31,960$57,371$9,0360.28
Riverside City College$33,201$47,360$8,7120.26
Shasta College$31,415—$12,3240.39
American River College$29,022$39,275$14,4000.50
Victor Valley College$26,780$55,134$9,2050.34
Mt San Jacinto Community College District$26,228—$6,6250.25
National Median$26,130—$8,6390.33

Other Biological and Physical Sciences Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Riverside City College
Riverside
$1,420$33,201$8,712
Shasta College
Redding
$1,197$31,415$12,324
American River College
Sacramento
$1,288$29,022$14,400
Victor Valley College
Victorville
$1,425$26,780$9,205
Mt San Jacinto Community College District
San Jacinto
$1,406$26,228$6,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Modesto Junior College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.