Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Modesto Junior College
Associate's Degree
Analysis
Modesto Junior College's nursing graduates start at nearly $100,000 annually with just over $11,000 in debt—a ratio that would take little more than a month's salary to clear. That's extraordinary value, though the state context tells a more nuanced story.
While these graduates outperform 95% of nursing programs nationally, they land at the 60th percentile within California, where nursing salaries are consistently higher due to cost of living and strong healthcare unions. The school sits comfortably in the middle tier of California programs—earning about $2,000 more than the state median but well below top performers like Unitek College ($120,000) or nearby Yuba College ($117,000). The debt picture, however, stands out: at $11,279, it's $4,300 below California's median and dramatically lower than the national average of $20,751.
For families weighing options, this program offers immediate financial stability with minimal risk. Starting near six figures while carrying debt equivalent to 11% of first-year earnings means your child can build savings and security quickly, even if they're not at the absolute top of California's earning spectrum. The modest earnings growth (+3% over four years) is typical for nursing, where most compensation gains come from shift differentials and specialization choices rather than time in field. This is a safe, financially sound choice that won't leave your family second-guessing the investment.
Where Modesto Junior College Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Modesto Junior College graduates compare to all programs nationally
Modesto Junior College graduates earn $99k, placing them in the 95th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in California (109 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Modesto Junior College | $99,339 | $101,967 | $11,279 | 0.11 |
| Unitek College | $120,006 | $119,891 | $27,113 | 0.23 |
| Yuba College | $117,283 | $118,060 | $8,729 | 0.07 |
| Mendocino College | $113,261 | — | — | — |
| Pacific Union College | $110,696 | $99,360 | $27,000 | 0.24 |
| Merced College | $107,024 | $92,668 | $12,750 | 0.12 |
| National Median | $68,409 | — | $20,751 | 0.30 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Unitek College Fremont | — | $120,006 | $27,113 |
| Yuba College Marysville | $1,128 | $117,283 | $8,729 |
| Mendocino College Ukiah | $1,423 | $113,261 | — |
| Pacific Union College Angwin | $35,214 | $110,696 | $27,000 |
| Merced College Merced | $1,194 | $107,024 | $12,750 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Modesto Junior College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 62 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.