Analysis
Borrowing $27,000 for first-year earnings around $39,700—typical for rehabilitation programs in New York—produces a manageable debt-to-income ratio of 0.68. That's actually better than many healthcare-adjacent fields where debt often exceeds annual earnings. Similar programs across New York suggest graduates enter the workforce earning close to what their peers at comparable private institutions make, though notably less than top performers like CUNY York College or D'Youville, where graduates start above $50,000.
The challenge is that these estimated figures tell us what's typical for rehabilitation bachelor's programs in New York, not what Molloy specifically delivers. With data suppressed due to small sample sizes, we can't see whether Molloy's graduates outperform or underperform their state peers. The national context shows this credential generally leads to modest starting salaries—$39,700 sits at the 75th percentile nationally—so expectations should be calibrated accordingly.
For parents, the key question is whether this bachelor's degree is the end goal or a stepping stone to graduate education. Many rehabilitation professions require master's degrees for licensure and better earnings. If your student plans to continue their education, factor in those additional costs. If this is the terminal degree, the debt load is reasonable for the likely earnings, but understand you're relying on estimates from peer programs rather than demonstrated outcomes from Molloy itself.
Where Molloy University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in New York
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in New York (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,840 | $39,739* | — | $27,000* | — | |
| $7,358 | $57,806* | $79,325 | —* | — | |
| $33,560 | $50,473* | $64,089 | $26,250* | 0.52 | |
| $8,815 | $40,853* | $46,350 | $27,000* | 0.66 | |
| $40,880 | $39,739* | — | $27,000* | 0.68 | |
| $24,308 | $39,478* | — | $27,000* | 0.68 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Molloy University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.