Analysis
New Jersey's social sciences programs typically produce significantly stronger outcomes than what comparable programs nationally suggest for Monmouth. While Rutgers graduates in this field earn $51,753 their first year—the state median—peer programs across the country indicate starting salaries around $36,000. That $15,000 gap matters enormously when you're carrying $27,000 in estimated debt, and it raises an important question: does Monmouth's program deliver New Jersey-level outcomes, or does it track closer to the national pattern?
The debt-to-earnings ratio of 0.74 based on these estimates would be manageable if the $36,000 figure holds true, but it becomes considerably more challenging if actual earnings fall below that benchmark. Social sciences degrees are notoriously broad—encompassing everything from economics to sociology—and first-year outcomes depend heavily on whether graduates land professional roles or entry-level positions that don't require their degree. At a school with a 90% admission rate, career services and alumni networks become critical differentiators.
Before committing, push Monmouth's career center for placement data specific to this program: where do graduates actually work, and what do they earn? If the school can demonstrate outcomes closer to the New Jersey standard than the national one, the investment makes sense. If they can't provide that clarity, you're betting $27,000 on an uncertain return in a state where stronger options exist.
Where Monmouth University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in New Jersey
Social Sciences bachelors's programs at peer institutions in New Jersey (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,850 | $36,279* | — | $27,000* | — | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Monmouth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.