Est. Earnings (1yr)
$36,136
Est. from NY median (3 programs)
Est. Median Debt
$9,298
Est. from national median (27 programs)

Analysis

Based on comparable HVAC programs in New York, Monroe's certificate tracks closely with state norms—estimated first-year earnings around $36,000 against roughly $9,300 in debt. That debt-to-earnings ratio of 0.26 suggests manageable repayment, though it's worth noting the debt figure comes from national peer programs while earnings reflect New York's market. With nearly half of students receiving Pell grants, this program serves many who need affordable pathways into skilled trades.

The challenge is that New York's HVAC landscape varies significantly. One comparable program places graduates at $42,000 their first year, while another sits below $30,000. Monroe appears to land in the middle based on state medians, but without actual outcomes from this specific program, you're operating on informed guesswork. HVAC work in Rochester's climate should provide steady demand, and the relatively low debt load means even if earnings start closer to the lower end, you're not saddled with payments that overwhelm your paycheck.

The practical takeaway: HVAC certificates are proven paths to employment with modest debt, but you'll want to dig into Monroe's job placement specifics and employer connections in the Rochester area. The estimated numbers suggest reasonable value, but talk to recent graduates or program staff about where their certificate-holders actually land—that real-world intel matters more than statewide averages when you're making this decision.

Where Monroe Community College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Compare to Similar Programs in New York

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in New York (12 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Monroe Community CollegeRochester$5,856$36,136*—$9,298*—
Onondaga Cortland Madison BOCESLiverpool—$42,145*$43,040$7,422*0.18
Apex Technical SchoolLong Island City—$36,136*$41,805$9,500*0.26
Erie Community CollegeBuffalo$6,100$29,804*$47,216$6,500*0.22
National Median—$35,749*—$10,223*0.29
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monroe Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NY. Actual outcomes may vary.