Analysis
Montana State University-Northern's Agricultural Mechanization program operates in a specialized field where robust comparison data is scarce—Montana has only one such program, and nationally just 23 schools offer this bachelor's degree. Based on comparable programs nationwide, graduates typically earn around $58,900 in their first year with median debt of roughly $20,270, yielding a manageable debt-to-earnings ratio of 0.34. That means students could potentially pay off their loans with about four months of gross income, which sits comfortably below the concerning 1.0 threshold where debt equals an entire year's earnings.
The challenge here is uncertainty. Agricultural mechanization is a niche credential serving specific regional industries—farm equipment dealerships, precision agriculture operations, rural manufacturing—and Montana's agricultural economy may create different opportunities than the national average suggests. The field itself tends toward stable, skilled-trade-level work rather than dramatic earnings growth, so what you see at year one is likely close to the career trajectory ceiling. For a student genuinely interested in agricultural technology and committed to staying in rural markets where these skills matter, the estimated debt load appears reasonable. But parents should push their student to talk directly with program faculty about actual job placement rates and where recent graduates landed—those specifics matter more than any national estimate when you're dealing with such a targeted, location-dependent field.
Where Montana State University-Northern Stands
Earnings vs. debt across all agricultural mechanization bachelors's programs nationally
Compare to Similar Programs Nationally
Agricultural Mechanization bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,269 | $58,929* | — | $20,270* | — | |
| $11,075 | $73,053* | — | —* | — | |
| $9,228 | $63,369* | — | —* | — | |
| $10,497 | $63,321* | $66,079 | $20,946* | 0.33 | |
| $10,942 | $63,239* | — | $19,344* | 0.31 | |
| $10,108 | $59,052* | $69,020 | $23,750* | 0.40 | |
| National Median | — | $58,929* | — | $20,270* | 0.34 |
Career Paths
Occupations commonly associated with agricultural mechanization graduates
Agricultural Sciences Teachers, Postsecondary
Aircraft Mechanics and Service Technicians
Career/Technical Education Teachers, Postsecondary
Farm Equipment Mechanics and Service Technicians
Mobile Heavy Equipment Mechanics, Except Engines
Agricultural Equipment Operators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University-Northern, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 10 similar programs. Actual outcomes may vary.