Est. Earnings (1yr)
$38,704
Est. from national median (196 programs)
Est. Median Debt
$25,373
Est. from national median (144 programs)

Analysis

A debt-to-earnings ratio of 0.66 sits in manageable territory—the estimated $25,373 in debt against $38,704 in first-year earnings means graduates would face monthly payments around $280 over ten years. However, the state context reveals a significant gap: Montana State University Billings reports actual earnings of $55,918 for its interdisciplinary studies graduates, nearly $17,000 more than the national benchmark used to estimate Northern's outcomes. That's a substantial difference that could reflect either regional employment patterns or program-specific factors worth investigating.

The challenge with interdisciplinary studies programs is they vary enormously in focus and career preparation. Without actual outcome data from Northern's specific program, it's difficult to know whether graduates are finding the kind of opportunities that Billings students apparently secure, or whether they're tracking closer to the more modest national median. The 30% Pell grant population suggests Northern serves many students for whom debt burden matters deeply, making that uncertainty more consequential.

Given these unknowns, the most prudent approach is contacting Northern's career services office directly to understand where recent graduates in this major actually land jobs and at what starting salaries. The estimated figures suggest a workable financial picture, but the wide variation within Montana's small market means assumptions based on national data may not capture this program's reality.

Where Montana State University-Northern Stands

Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally

Compare to Similar Programs in Montana

Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Montana (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Montana State University-NorthernHavre$6,269$38,704*$25,373*
Montana State University BillingsBillings$6,706$55,918*$34,680*0.62
National Median$38,704*$25,495*0.66
* Estimated from similar programs
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University-Northern, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.