Family and Consumer Sciences/Human Sciences at Montana State University

Montana State's Family and Consumer Sciences program shows something many parents miss: solid earnings growth can matter more than a modest start. While $31,910 in the first year tracks right at the national median, graduates see a 28% jump to $40,689 by year four—meaningful momentum in a field where many programs plateau earlier.

The debt picture is reasonable at $25,000, though not exceptional. You're looking at a debt-to-earnings ratio of 0.78, which means the first-year salary covers the debt about 1.3 times over. This isn't the cleanest financial profile, but the upward earnings trajectory suggests graduates gain marketable skills that translate into better positions over time. As the only program of its kind in Montana, this offers in-state students a clear path without leaving the state.

The value here depends on career goals. If your child is considering education, extension work, or family services—fields where this degree opens doors—the combination of manageable debt and steady earnings growth makes sense. But if they're uncertain about career direction, that first-year salary might feel lean while they figure things out. For students committed to human sciences careers, this program delivers steady progress rather than quick returns.