Median Earnings (1yr)
$30,380
22nd percentile (60th in MT)
Median Debt
$27,036
At national median
Debt-to-Earnings
0.89
Manageable
Sample Size
60
Adequate data

Analysis

Montana State University's Liberal Arts program produces graduates earning $30,380 in their first year—about $6,000 below the national median for this degree but actually slightly above Montana's state median of $30,106. This means the program performs better relative to its in-state peers (60th percentile) than it does nationally (22nd percentile), which matters if you're a Montana resident paying in-state tuition. The debt load of $27,036 is manageable, translating to a debt-to-earnings ratio under 1.0, and it's notably lower than the typical $33,418 debt for Montana liberal arts programs.

The earnings trajectory shows steady improvement, reaching $36,283 by year four—a 19% increase that brings graduates much closer to the national median. For a broadly accessible program at a school with an 87% admission rate, this represents a practical path rather than an exceptional outcome. The moderate sample size suggests these figures are reasonably reliable.

The practical takeaway: If your child is planning to stay in Montana after graduation, this program offers competitive preparation at a reasonable price point. The below-national earnings are less concerning given Montana's lower cost of living and wage scales. However, if they're planning to compete for jobs in higher-wage markets elsewhere, they should understand they'll be starting behind peers from programs with stronger national placement outcomes.

Where Montana State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Montana State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montana State University graduates compare to all programs nationally

Montana State University graduates earn $30k, placing them in the 22th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Montana

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Montana (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana State University$30,380$36,283$27,0360.89
Montana State University Billings$29,832$52,082$39,8001.33
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Montana

Compare tuition, earnings, and debt across Montana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montana State University Billings
Billings
$6,706$29,832$39,800

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.