Median Earnings (1yr)
$28,150
57th percentile (60th in MI)
Median Debt
$12,060
10% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
42
Adequate data

Analysis

Montcalm Community College's Liberal Arts associate degree produces outcomes that sit right at Michigan's median, but notably, those earnings trail the state's stronger community college programs by $4,000 to $9,000 annually. At $28,150 in first-year earnings, graduates here match the typical Michigan liberal arts associate recipient, yet fall well behind what students earn from Oakland CC or Grand Rapids CC—schools that likely draw from similar demographics.

The debt load of $12,060 is manageable relative to initial earnings, creating a ratio of 0.43 that shouldn't burden most graduates. However, this is about the numbers you'd expect for any liberal arts associate degree in Michigan. There's no particular financial advantage here, but no red flags either. The 17% earnings growth from year one to year four suggests graduates do find paths to modest advancement, whether through continued education or workforce progression.

For families in Montcalm County, this program offers affordable access to higher education without creating debt problems. But parents should understand they're paying for convenience and proximity rather than exceptional outcomes. If your student can commute to Grand Rapids or access one of Michigan's higher-performing community colleges, the data suggests that may be worth the extra effort for an additional $5,000+ in annual earnings potential.

Where Montcalm Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Montcalm Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montcalm Community College graduates compare to all programs nationally

Montcalm Community College graduates earn $28k, placing them in the 57th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Michigan (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montcalm Community College$28,150$33,060$12,0600.43
Oakland Community College$37,347$35,678$12,8430.34
Grand Rapids Community College$33,777$36,125$13,6440.40
Lake Superior State University$33,753$42,690$16,8810.50
Kalamazoo Valley Community College$33,055$37,470$14,6650.44
Kellogg Community College$32,616$31,533$15,0570.46
National Median$27,248$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oakland Community College
Auburn Hills
$3,020$37,347$12,843
Grand Rapids Community College
Grand Rapids
$4,059$33,777$13,644
Lake Superior State University
Sault Ste Marie
$14,266$33,753$16,881
Kalamazoo Valley Community College
Kalamazoo
$4,046$33,055$14,665
Kellogg Community College
Battle Creek
$3,798$32,616$15,057

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montcalm Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.