Analysis
Montclair State's interdisciplinary bachelor's leads to estimated first-year earnings around $35,000—a figure drawn from national peer programs that suggests graduates face a challenging financial start. With an estimated debt load of roughly $26,000, the debt-to-earnings ratio of 0.74 looks manageable on paper, but both numbers hide significant uncertainty. Other New Jersey schools offering similar programs report slightly higher earnings (around $37,000), though the difference is modest and may not meaningfully change the calculus for most families.
The real concern here is what "interdisciplinary studies" means in practice. This catch-all degree can signal either a thoughtfully designed program that bridges fields or simply a convenient path to graduation. The estimated $35,000 starting salary falls below what many families expect from a four-year degree, especially in New Jersey's expensive job market. For students at Montclair—where 44% receive Pell grants—that salary could make loan repayment difficult even with relatively moderate debt.
Before committing, push the school for specifics: What skills does this program actually teach? What do graduates do for work? Because the data here comes from similar programs elsewhere, your best intelligence will come from talking to recent alumni. If the program can't articulate clear career pathways or if it's being used primarily as a degree-completion vehicle, the financial return may not justify the investment.
Where Montclair State University Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in New Jersey
Multi-/Interdisciplinary Studies bachelors's programs at peer institutions in New Jersey (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,766 | $35,282* | — | $25,996* | — | |
| $35,822 | $37,183* | $52,604 | $25,000* | 0.67 | |
| $35,822 | $37,183* | $52,604 | $25,000* | 0.67 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.