Analysis
While Montclair State's Multi/Interdisciplinary Studies program starts modestly with first-year earnings of $33,686—placing it in just the 27th percentile nationally—the trajectory tells a more encouraging story. Graduates see impressive 65% earnings growth by year four, reaching $55,472, which actually exceeds the national 75th percentile for this field. Within New Jersey, this program performs solidly at the 60th percentile, essentially matching the state median despite the program's broad accessibility (87% admission rate).
The debt picture is reasonable at $25,000, creating a manageable 0.74 debt-to-earnings ratio that improves significantly as salaries climb. This represents typical borrowing levels for the field nationally and slightly less than the New Jersey average. The robust sample size of 100+ graduates gives confidence in these patterns.
For parents considering this program, the key insight is that patience pays off—while your child may start with below-average earnings, the strong growth trajectory suggests good long-term prospects. The program offers solid value within New Jersey's options, though it won't match the premium outcomes of highly specialized degrees. This makes sense for students who value flexibility and aren't sure of their exact career path, provided they're prepared for a slower financial start.
Where Montclair State University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Earnings Distribution
How Montclair State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Montclair State University | $33,686 | $55,472 | +65% |
| Thomas Edison State University | $88,629 | $95,807 | +8% |
| Rutgers University-Camden | $33,109 | $47,887 | +45% |
| Rutgers University-New Brunswick | $33,109 | $47,887 | +45% |
| Rutgers University-Newark | $33,109 | $47,887 | +45% |
Compare to Similar Programs in New Jersey
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in New Jersey (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,766 | $33,686 | $55,472 | $25,000 | 0.74 | |
| $6,638 | $88,629 | $95,807 | $11,474 | 0.13 | |
| $17,079 | $33,109 | $47,887 | $26,250 | 0.79 | |
| $17,239 | $33,109 | $47,887 | $26,250 | 0.79 | |
| $16,586 | $33,109 | $47,887 | $26,250 | 0.79 | |
| National Median | — | $38,704 | — | $25,495 | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 331 graduates with reported earnings and 321 graduates with debt data. Small samples may not be representative.