Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt load around $10,000 for training that leads to mid-$50,000s earnings represents solid financial fundamentals for an associate degree. While these figures come from national peer programs rather than Montgomery County's specific outcomes, the fundamentals of fire protection training translate consistently across community colleges—the certifications and skills are standardized, and municipal hiring practices don't vary wildly by where you earned your associate degree.
The estimated debt-to-earnings ratio of 0.19 means graduates would owe roughly two months' salary, a manageable burden that shouldn't derail other financial goals. Fire protection offers something many associate programs don't: clear career pathways with union protections and pension benefits that raw salary figures don't capture. The field also rewards additional certifications and experience with steady advancement, meaning that $56,000 first-year figure typically grows meaningfully over time.
With limited program-specific data available, the key question becomes whether Montgomery County provides strong connections to local fire departments and emergency services in the Philadelphia area. The financial picture based on peer programs looks reasonable, but the real value here depends on internship quality, instructor connections to hiring departments, and job placement support—factors the earnings data can't show you.
Where Montgomery County Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montgomery County Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.