Analysis
North Carolina's HR programs cluster tightly around $50,000 in first-year earnings, and this estimated figure places Montreat's graduates right at the state median—comparable to outcomes at Meredith College and ahead of several competitors. What matters for parents is whether $30,000 in debt feels manageable against that earning power.
The debt-to-earnings ratio of 0.59 suggests graduates could theoretically pay off their loans in about seven months of gross income, which compares favorably to the national median debt of $26,625 for similar programs. For a school where 40% of students receive Pell grants, that debt load is moderate but not negligible. Similar programs across the country typically produce the same earning trajectory—just over $50,000 in year one—meaning Montreat appears competitive on the financial dimension even if we're working from peer program estimates rather than school-specific outcomes.
The practical takeaway: if your child is drawn to HR and wants a smaller college environment in North Carolina, these estimated numbers suggest the investment could work financially. The earnings look typical for the field and region, and the debt burden sits at a level where standard loan payments shouldn't consume their entire paycheck. Just recognize you're betting on Montreat performing like its peers rather than on verified track record data.
Where Montreat College Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in North Carolina
Human Resources Management and Services bachelors's programs at peer institutions in North Carolina (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,860 | $50,635* | — | $30,016* | — | |
| $8,989 | $52,217* | $56,616 | $15,000* | 0.29 | |
| $43,936 | $50,635* | — | —* | — | |
| $25,950 | $40,860* | $56,668 | $42,482* | 1.04 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montreat College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.