Analysis
A bachelor's degree from a specialized art college might seem like an unconventional path for an interdisciplinary studies major, but the financial picture here aligns closely with national norms—which isn't necessarily reassuring. Similar bachelor's programs across the country produce first-year earnings around $35,000, and Montserrat's estimated figures match that baseline almost exactly. The estimated debt load of $26,500 is manageable relative to those earnings, with a debt-to-income ratio of 0.75 suggesting monthly payments that won't dominate a graduate's budget. However, Massachusetts-based interdisciplinary programs typically show stronger early earnings (around $39,500), which means this estimated trajectory sits below the state average by roughly $4,000 annually.
The real question is whether an interdisciplinary degree from an art college delivers value beyond what the earnings data can capture. One-third of Montserrat students receive Pell grants, indicating the school serves economically diverse students, but families should recognize they're paying private college prices for outcomes that mirror public institutions. If your child is pursuing this degree as a foundation for creative work or graduate study, the debt level won't be crushing. But if the goal is immediate financial independence, comparable programs at Massachusetts state universities would likely offer similar or better earning potential at significantly lower cost.
Where Montserrat College of Art Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Multi-/Interdisciplinary Studies bachelors's programs at peer institutions in Massachusetts (14 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,000 | $35,282* | — | $26,500* | — | |
| $11,046 | $39,530* | $46,214 | $26,000* | 0.66 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montserrat College of Art, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.