Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) at Moraine Valley Community College
Associate's Degree
morainevalley.eduAnalysis
HVAC programs typically deliver strong returns, but this program's estimated debt load of $12,000 appears notably lighter than the national median of $17,500 for similar programs—suggesting Moraine Valley might offer a more affordable path into this trade than many alternatives. Based on comparable associate programs nationally, first-year earnings around $41,400 would put graduates at a manageable debt-to-earnings ratio of 0.29, meaning debt equals less than four months of gross pay.
The challenge here is that we're working entirely with estimates since this program's graduate cohort is too small for the Department of Education to publish actual outcomes. While HVAC is generally considered a reliable vocational field with steady demand—and peer programs nationally show reasonably consistent earnings in the low-to-mid $40,000s—we can't know how Moraine Valley's specific curriculum, industry connections, or placement support compare to those benchmarks. The substantial Pell grant enrollment (29%) suggests the program serves working-class students who need training to translate quickly into decent-paying work.
For parents, the math looks workable on paper: assuming the national patterns hold, your child would be entering a skilled trade with reasonable debt and immediate earning potential. But given the lack of program-specific data, I'd want concrete answers from the school about job placement rates, employer partnerships in the Chicago area, and whether graduates are actually landing HVAC positions at these estimated salary levels before committing.
Where Moraine Valley Community College Stands
Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally
Compare to Similar Programs Nationally
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,822 | $41,438* | — | $12,000* | — | |
| $5,881 | $65,592* | $72,770 | $20,000* | 0.30 | |
| $5,774 | $58,336* | $55,647 | $11,500* | 0.20 | |
| $4,912 | $57,323* | $42,094 | $7,250* | 0.13 | |
| $6,128 | $56,191* | $75,096 | $20,000* | 0.36 | |
| $5,856 | $54,241* | — | —* | — | |
| National Median | — | $41,438* | — | $17,500* | 0.42 |
Career Paths
Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Moraine Valley Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 36 similar programs. Actual outcomes may vary.